Our Vision
A WORLD CLASS BILLIONAIRE COOPERATIVE EMPOWERING COMMUNITIES

Our Mission
TO PENETRATE & SATURATE THE MARKET --- NOBODY WILL BE LEFT OUT

Our Goals
• To encourage savings & Thriftiness;
• To respond to the socio-economic-spiritual needs of the households;
• To ensure safety and sustainability growth;
• To increase membership & expand areas of operation;
• To develop hi-growth, hi-impact enterprises.

What is OCCCI?

Metro Ormoc Community Cooperative formerly know as OCCCI is a progressive multi purpose cooperative, duly registered with CDA that gives services to people nationwide through various savings and credit facility with it’s Central office located at Arradaza St. Ormoc City.

What makes OCCCI special?

• It is a multi-purpose cooperative owned by the members instead of the stockholders.
• It is run under the direction of Board of Directors, elected by the members.
• OCCCI teach their members good financial habits.
• Funds on deposit are used for loan while earnings through loan are returned to members through quality services, savings rates, dividends and patronage refunds.

Experience today! the Cooperative Difference

• Opportunity to co-own a world-class coop
• Build wealth through savings
• Access to quality and low interest loan
• Access to health care and mortuary program
• Friendship

What is a Cooperative? According to the Law...

A cooperative is a an autonomous and duly registered association of persons, with a common bond of interest, who have voluntarily joined together to achieve their social, economic and cultural needs and aspirations by making equitable contributions to the capital required, patronizing their products and services and accepting a fair share of the risk and benefits of the undertaking in accordance with universally accepted cooperative principles.

Nature and Character of Cooperatives

1. Cooperatives are service oriented.
2. Cooperatives are community oriented.
3. Cooperatives are people oriented.
4. Cooperatives are owned, managed and patronized by their members.
5. Cooperatives are business enterprise.
6. Cooperatives develop best through self help and mutual help.
7. Cooperatives serve best when they answer the real and felt needs of the members.
8. Cooperatives develop best from bottom to top.
9. The development of cooperative is enhanced through a multi-sectoral approach.

Cooperative Principles

1. Open and voluntary membership
2. Democratic member control
3. Economic participation of members
4. Autonomy and independence
5. Education training and information
6. Cooperation among cooperatives
7. Concern for community

How do co-ops differ from other businesses?

Co-operatives and credit unions differ from other businesses in three key ways:

A Different Purpose: The primary purpose of co-operatives is to meet the common needs of their members, whereas the primary purpose of most investor-owned businesses is to maximize profit for shareholders.

A Different Control Structure: Co-operatives use the one-member/one-vote system, not the one-vote-per-share system used by most businesses. This helps the co-operative serve the common need rather than the individual need, and is a way to ensure that people, not capital, control the organization.

A Different Allocation of Profit: Co-operatives share profits among their member-owners on the basis of how much they use the co-op, not on how many shares they hold. Co-operatives also tend to invest their profits in improving service to members and promoting the well-being of their communities.